car insurance by postcode

Dave Bromage purchased a Seat Ibiza already fitted with an LPG tank for 3,500 and says it has slashed his bills. If your car isn’t worth very much, these types of policy can often be suitable for young drivers car insurance as the money tied up in your car itself (which they don’t cover) isn’t a large amount. However, if your car is relatively high in value, a comprehensive insurance policy with its extra financial protection – which could prove invaluable should you need to claim – might prove to be the best car insurance for young drivers. You can read more about these types of cover in our guide: Third Party, Third Party Fire & Theft and Fully Comprehensive Insurance. In a crash, a driver might not be able to afford thousands of dollars in repairs.
Thatcham approved car alarms are recognized by all car insurers and most will discount your premium if you have these fitted. Buying online is cheaper as the insurance company has fewer costs to cover so most car insurance companies offer a discount if you buy online via their web site. This is because of one simple fact; the average female driver is a safer driver than the average male driver. According to the Association of British Insurers it is possible to save 35% on a car insurance premium by simply comparing several insurance companies against each other. As well as the most basic level of insurance (above) Third Party Fire and Theft insures your car against fire and theft.
We’d all love a Golf GTI as our first set of wheels, but opting for a car with the lowest group one insurance rating will make life much more affordable. Take a look at our Top 10 cars with group one insurance and you’ll see there’s plenty of choice of fun and practical cars. When you’ve picked you perfect low insurance group car, you can make it even more attractive to an insurer by improving its security. A set of alloy wheels, a top of the range stereo or sports exhaust will all increase the price of your insurance premium. If you say you park off-street or in garage overnight, make sure you do so as many insurance policies insist you do when at home and during the nightime.
You could help to lower your son or daughter’s car insurance costs by being a named driver of their vehicle – but ensure you resist the temptation to decrease the cost of their policy further by claiming you are the main driver of the car if you are not. As a general rule of thumb, if a young person uses a car to drive to or from work, school or college on a daily basis, for insurance purposes they should be named as the main driver of the vehicle. Young drivers insurance schemes – sometimes referred to as pay as you go, ‘black box’ or telematics insurance policies – are products specifically designed to help cut the cost of cover for under-21s. Traditionally, women drivers have had a slightly easier ride when it comes to car insurance.
In these days of rocketing insurance prices, one group of drivers always seems to be hit particularly hard. The statistics do say that young and inexperienced drivers are more dangerous, but some insurance companies use that as an excuse to charge ridiculously high premiums. Finding good-quality insurance cover for a younger driver like you at a sensible price is far from easy, especially so if you have a high performance model or if you have modified your car.
If you’re the only person on your car insurance policy and buy an additional car that will only be driven by you, we’ll give you a discount for your new vehicle. And to do all this we’ve come up with great, affordable insurance solutions for every stage of your journey. Our New Driver Insurance uses clever black box technology to help you develop safer driving skills when you pass your test (which you will do!).
Car owners, especially young drivers, have noticed significant adjustments to the cost of their auto insurance coverage following the coming into effect of rules from the European Court of Justice (ECJ), which prohibited insurers from taking into consideration a customer’s gender when computing their insurance premiums. The ruling has seen young drivers have to contend with volatile premiums.
Quotes for policies sold through agents and brokers are available, and can also be retrieved, through or via the Quote with a Local Agent button. Yorkshire Bank’s car insurance is administered and underwritten by Royal & Sun Alliance Insurance plc. The offer of insurance is subject to eligibility criteria and applicants must be aged 18 or over. Yorkshire Bank Home and Car Insurance is administered and underwritten by Royal & Sun Alliance Insurance plc (No. After narrowing down car choices, ask your agent to for an insurance quote on each model.